Hey there Russ!
..I just thought that your "delay" in posting was due to surgery recoop time- which often leads to pain pills which may lead to zoning out to Elmo on TV! ...Good to know you are back up to full speed.
I have not recorded all my expenses this month, but am starting today. You are totally right about excuses. I created a binder with sheets for each day with the intent to write everything down- and I haven't. Why? No real reason outside of laziness, and I suppose I had a glut of unnecessary expenses this past month that I really didn't want to face. (Husband came back from deployment and I spent a lot on fixing the house up.) You are 100% correct in that if we want to plan on where we want to be, we need to know where we are. Sorry to let you down for this month- and sorry that I let myself down. ...Consider this done for next month!